With the rapid digital transformation of the financial sector and the growing popularity of digital payments in Brazil, our client recognized the need to modernize its product offerings. By April 2024, more than 60% of e-commerce transactions in the country were using tokenization, and around 30% of in-person purchases were made through digital wallets such as Apple Pay and Google Pay.
To remain competitive in the face of fintech growth and meet the increasing demand for secure and modern solutions, the institution decided to integrate its cards with the market’s leading digital wallets.
Given the scale of the project and the client’s relevance — being one of the largest banks in Brazil — natural challenges arose in an initiative of this magnitude. These included integrating with legacy systems, meeting strict regulatory requirements imposed by payment networks, and conducting tests and certifications directly in a production environment, which demanded extra attention and a high level of control. Environment stabilization, especially regarding communication architecture, required robust technical solutions and agile collaboration between teams.
